:root{
  --ink:#22303C;
  --ink-soft:#53626F;
  --paper:#FBF7F1;
  --hero:#F5E7D8;
  --card:#FFFDF9;
  --mist:#EAF0F5;
  --steel:#5D7793;
  --slate:#33475C;
  --slate-dark:#26374A;
  --line:rgba(34,48,60,.16);
  --good:#15803d;
  --good-soft:#e9f8ef;
  --warn:#b45309;
  --warn-soft:#fff7e8;
  --bad:#b91c1c;
  --bad-soft:#fff0f0;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:'Figtree',system-ui,-apple-system,sans-serif;
  background:var(--paper);
  color:var(--ink);
  line-height:1.65;
  font-size:17px;
  -webkit-font-smoothing:antialiased;
  overflow-wrap:break-word;
}
html{overflow-x:hidden}
h1,h2,h3,.serif{font-family:'Marcellus',Georgia,serif;font-weight:400;line-height:1.14}
img{max-width:100%;height:auto;display:block}
a{color:var(--slate)}
::selection{background:var(--steel);color:#fff}

.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
section{padding:88px 0}
.eyebrow{
  font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;
  color:var(--steel);font-weight:600;margin-bottom:14px;
}
h2{font-size:clamp(30px,4.2vw,42px);margin-bottom:14px}
.lead{color:var(--ink-soft);max-width:60ch}

/* ---------- buttons ---------- */
.btn{
  --btn-fg:#FBF7F1;
  display:inline-flex;align-items:center;gap:9px;
  background:linear-gradient(180deg,#3E5570 0%,#2B3C4F 100%);
  color:var(--btn-fg);text-decoration:none;
  padding:13px 22px 13px 24px;border-radius:12px;
  font-weight:600;font-size:15px;line-height:1;
  border:1px solid #24333F;
  box-shadow:0 1px 0 rgba(255,255,255,.10) inset, 0 10px 22px -12px rgba(24,34,44,.55);
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.btn .arrow{transition:transform .22s ease;display:inline-block}
.btn:hover{transform:translateY(-2px);box-shadow:0 1px 0 rgba(255,255,255,.12) inset, 0 16px 28px -12px rgba(24,34,44,.6)}
.btn:hover .arrow{transform:translateX(3px)}
.btn:active{transform:translateY(0)}
.btn.ghost{
  background:transparent;color:var(--slate);border:1.5px solid var(--line);
  box-shadow:none;padding:12.5px 21px 12.5px 23px;
}
.btn.ghost:hover{background:rgba(51,71,92,.06);border-color:var(--slate);box-shadow:none;transform:translateY(-1px)}
.btn.on-dark{background:linear-gradient(180deg,#FDFAF5 0%,#F0E5D6 100%);color:var(--slate);border-color:#F0E5D6}
.btn.on-dark:hover{background:#FFFFFF}
.btn.small{padding:9px 16px 9px 18px;font-size:14px;border-radius:10px}
.btn.small.ghost{padding:8.5px 15px 8.5px 17px}

/* ---------- nav ---------- */
header{
  position:sticky;top:0;z-index:50;
  background:rgba(251,247,241,.92);backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:66px;position:relative}
.brand{font-family:'Marcellus',serif;font-size:22px;color:var(--ink);text-decoration:none;letter-spacing:.02em}
.brand span{color:var(--steel)}
.nav-links{display:flex;align-items:center;gap:6px;list-style:none}
.nav-links>li{position:relative}
.has-sub::after{content:"";position:absolute;top:100%;left:0;width:100%;height:10px}
.nav-links a{color:var(--ink);text-decoration:none;font-size:15px;font-weight:500;padding:10px 12px;border-radius:8px;display:block}
.nav-links>li>a{display:flex;align-items:center;gap:5px}
.nav-links a:hover{color:var(--steel)}
.nav-links a[aria-current="page"]{color:var(--steel)}
.caret{font-size:10px;opacity:.6;transform:translateY(1px)}
.submenu{
  list-style:none;position:absolute;top:calc(100% + 6px);left:0;
  background:var(--card);border:1px solid var(--line);border-radius:14px;
  padding:8px;min-width:248px;box-shadow:0 24px 44px -22px rgba(34,48,60,.4);
  display:none;flex-direction:column;gap:1px;
}
.has-sub:hover .submenu,.has-sub:focus-within .submenu{display:flex}
.submenu a{padding:10px 12px;font-size:14.5px;border-radius:8px}
.submenu a:hover{background:var(--mist)}
.cta-slot{margin-left:8px}
#menu-toggle{display:none}
.hamburger{display:none;cursor:pointer;padding:12px 10px}
.hamburger span{display:block;width:22px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}

/* ---------- hero (home) ---------- */
.hero{background:linear-gradient(180deg,var(--hero) 0%, #F2E0CE 100%);padding:64px 0 0;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:32px;align-items:end}
.hero-copy{padding-bottom:72px}
.hero h1{font-size:clamp(52px,7.5vw,92px);letter-spacing:.01em}
.hero h1 .word{display:flex;align-items:center;gap:18px}
.hero h1 .word::after{content:"";flex:1;height:1px;background:rgba(34,48,60,.25);transform:translateY(6px)}
.hero h1 .word:last-child::after{background:var(--steel);height:2px}
.hero .lead{margin:22px 0 30px;font-size:18px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}
.hero-trust{margin-top:30px;display:flex;gap:10px 22px;flex-wrap:wrap;font-size:13.5px;color:var(--ink-soft)}
.hero-trust a{color:var(--ink-soft)}
.hero-trust b{font-weight:600;color:var(--ink)}
.hero-photo{position:relative;display:flex;justify-content:center}
.hero-photo .arch{
  width:min(420px,100%);aspect-ratio:4/5.1;overflow:hidden;
  border-radius:999px 999px 0 0;
  box-shadow:0 30px 60px -30px rgba(34,48,60,.35);
}
.hero-photo .arch img{width:100%;height:100%;object-fit:cover;object-position:top center}
.hero-photo::before{
  content:"";position:absolute;inset:auto auto 0 50%;transform:translateX(-58%);
  width:min(420px,92%);height:92%;border:1.5px solid var(--steel);
  border-radius:999px 999px 0 0;opacity:.55;
}
.fade-up{animation:fadeUp .8s ease both}
.fade-up.d1{animation-delay:.1s}.fade-up.d2{animation-delay:.2s}.fade-up.d3{animation-delay:.3s}
@keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.fade-up{animation:none}.btn,.btn .arrow{transition:none}}

/* ---------- pillar page hero ---------- */
.pillar-hero{background:linear-gradient(180deg,var(--hero) 0%, #F2E0CE 100%);padding:44px 0 70px;position:relative;overflow:hidden}
.breadcrumb{display:flex;gap:8px;align-items:center;font-size:13px;color:var(--ink-soft);margin-bottom:22px;flex-wrap:wrap}
.breadcrumb a{color:var(--ink-soft);text-decoration:none}
.breadcrumb a:hover{color:var(--slate);text-decoration:underline}
.breadcrumb span[aria-current]{color:var(--ink);font-weight:600}
.pillar-hero h1{font-size:clamp(34px,4.6vw,50px);max-width:18ch}
.pillar-hero .lead{font-size:18px;margin:18px 0 28px}
.quicknav{display:flex;flex-wrap:wrap;gap:9px;margin-top:34px}
.quicknav a{
  font-size:13.5px;font-weight:600;color:var(--slate);text-decoration:none;
  background:var(--card);border:1px solid var(--line);border-radius:999px;
  padding:8px 16px;
}
.quicknav a:hover{border-color:var(--steel);color:var(--steel)}
.quicknav a[aria-current="page"]{background:var(--slate);color:#FBF7F1;border-color:var(--slate)}

.pillar-hero-bg{position:absolute;top:0;right:0;height:100%;width:58%;z-index:0;pointer-events:none}
.pillar-hero-bg img{
  width:100%;height:100%;object-fit:cover;object-position:center;
  opacity:.4;filter:saturate(.85);
  -webkit-mask-image:linear-gradient(to left, rgba(0,0,0,1) 15%, rgba(0,0,0,0) 82%);
  mask-image:linear-gradient(to left, rgba(0,0,0,1) 15%, rgba(0,0,0,0) 82%);
}
.pillar-hero .wrap{position:relative;z-index:1}

/* ---------- services ---------- */
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:44px}
.card{
  background:var(--card);border:1px solid var(--line);border-radius:20px;
  padding:32px 30px;
}
.card h3{font-size:24px;margin-bottom:10px}
.card p{color:var(--ink-soft);font-size:15.5px}
.card ul{list-style:none;margin-top:18px;display:flex;flex-direction:column;gap:9px}
.card li{font-size:14.5px;padding-left:22px;position:relative;color:var(--ink)}
.card li::before{content:"";position:absolute;left:0;top:9px;width:10px;height:2px;background:var(--steel)}
.card .note{margin-top:16px;font-size:13px;color:var(--ink-soft);font-style:italic}
.card-link{display:inline-block;margin-top:18px;font-size:14px;font-weight:600;color:var(--slate);text-decoration:none}
.card-link:hover{text-decoration:underline}

/* ---------- pillar detail sections ---------- */
.detail-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:start;margin-top:44px}
.detail-list{display:flex;flex-direction:column;gap:26px}
.detail-item{border-top:1px solid var(--line);padding-top:22px}
.detail-item h3{font-size:21px;margin-bottom:8px}
.detail-item p{color:var(--ink-soft);font-size:15px}
.side-panel{background:var(--mist);border-radius:20px;padding:30px 28px;position:sticky;top:90px}
.side-panel h3{font-size:19px;margin-bottom:12px}
.side-panel p{color:var(--ink-soft);font-size:14.5px;margin-bottom:18px}
.side-panel ul{list-style:none;display:flex;flex-direction:column;gap:10px;margin-bottom:22px}
.side-panel li{font-size:13.5px;padding-left:20px;position:relative;color:var(--ink)}
.side-panel li::before{content:"";position:absolute;left:0;top:8px;width:9px;height:2px;background:var(--steel)}
.side-panel .note{font-size:12.5px;color:var(--ink-soft);font-style:italic;margin-top:16px;margin-bottom:0}

/* ---------- about ---------- */
.about{background:var(--mist)}
.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}
.about-photo{border-radius:999px 999px 20px 20px;overflow:hidden;max-width:380px;box-shadow:0 24px 48px -28px rgba(34,48,60,.35)}
.about p+p{margin-top:16px}
.tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.tag{background:var(--card);border:1px solid var(--line);border-radius:999px;padding:7px 15px;font-size:13px;font-weight:500;color:var(--slate)}
.tags-caption{margin-top:12px;font-size:13px;color:var(--ink-soft)}

.reg-box{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:34px 32px;margin-top:44px}
.reg-box h3{font-size:22px;margin-bottom:14px}
.reg-box p{color:var(--ink-soft);font-size:15px}
.reg-box p+p{margin-top:12px}
.reg-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:22px}
.reg-fact{border-top:2px solid var(--steel);padding-top:12px}
.reg-fact b{display:block;font-size:14px;margin-bottom:4px}
.reg-fact span{font-size:13.5px;color:var(--ink-soft)}

/* ---------- process ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px;counter-reset:step}
.step{border-top:2px solid var(--steel);padding-top:22px}
.step::before{
  counter-increment:step;content:counter(step,decimal-leading-zero);
  font-family:'Marcellus',serif;font-size:15px;color:var(--steel);letter-spacing:.12em;
  display:block;margin-bottom:10px;
}
.step h3{font-size:22px;margin-bottom:8px}
.step p{color:var(--ink-soft);font-size:15px}

/* ---------- reviews ---------- */
.reviews{background:var(--hero)}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px}
.quote{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:30px 28px;display:flex;flex-direction:column}
.stars{color:var(--steel);letter-spacing:3px;font-size:14px;margin-bottom:14px}
.quote p{font-size:15px;color:var(--ink);flex:1}
.quote footer{margin-top:18px;font-size:14px}
.quote footer b{display:block;font-weight:600}
.quote footer span{color:var(--ink-soft);font-size:13px}

/* ---------- faq ---------- */
.faq-list{margin-top:40px;max-width:820px}
details{border-bottom:1px solid var(--line)}
details summary{
  cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;
  gap:20px;padding:22px 4px;font-family:'Marcellus',serif;font-size:20px;
}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";font-size:24px;color:var(--steel);transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details div{padding:0 4px 24px;color:var(--ink-soft);max-width:65ch}
details div p+p{margin-top:10px}

/* ---------- guides ---------- */
.guide-nav{display:flex;flex-wrap:wrap;gap:9px;margin:40px 0 8px}
.guide-nav a{font-size:13.5px;font-weight:600;color:var(--slate);text-decoration:none;background:var(--card);border:1px solid var(--line);border-radius:999px;padding:8px 16px}
.guide-nav a:hover{border-color:var(--steel);color:var(--steel)}
.guide-article{border-top:1px solid var(--line);padding:52px 0}
.guide-article:first-of-type{border-top:none;padding-top:12px}
.guide-article h2{font-size:clamp(26px,3.2vw,32px)}
.guide-article .tag-row{display:flex;gap:8px;margin-bottom:14px}
.guide-article .tag-row span{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--steel)}
.guide-article p{color:var(--ink-soft);font-size:15.5px;max-width:70ch}
.guide-article p+p{margin-top:14px}
.guide-article h3{font-size:19px;margin-top:24px;margin-bottom:8px;color:var(--ink);font-family:'Figtree',sans-serif;font-weight:600}
.guide-article ul{margin:14px 0 0 20px;color:var(--ink-soft);font-size:15.5px}
.guide-article li{margin-bottom:6px}
.guide-cta{margin-top:22px;display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.guide-fine{font-size:13px;color:var(--ink-soft);margin-top:20px;font-style:italic}

/* ---------- careers strip ---------- */
.careers{background:var(--slate);color:#FBF7F1;padding:56px 0}
.careers-grid{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.careers h2{color:#FBF7F1;font-size:clamp(24px,3vw,30px);margin-bottom:8px}
.careers p{color:rgba(251,247,241,.78);max-width:56ch;font-size:15.5px}

/* ---------- careers page ---------- */
.perks{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:44px}
.perk{border-top:2px solid var(--steel);padding-top:18px}
.perk h3{font-size:19px;margin-bottom:8px}
.perk p{color:var(--ink-soft);font-size:15px}
.req-box{background:var(--mist);border-radius:20px;padding:32px 30px;margin-top:20px}
.req-box h3{font-size:20px;margin-bottom:14px}
.req-box ul{list-style:none;display:flex;flex-direction:column;gap:10px}
.req-box li{font-size:15px;padding-left:22px;position:relative}
.req-box li::before{content:"";position:absolute;left:0;top:9px;width:10px;height:2px;background:var(--steel)}

/* ---------- booking ---------- */
.book-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;margin-top:10px}
.book-side p+p{margin-top:14px}
.book-side .contact-lines{margin-top:26px;display:flex;flex-direction:column;gap:8px;font-size:15px}
.book-side .contact-lines a{color:var(--slate)}
form{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
label{font-size:14px;font-weight:600}
input,select,textarea{
  font:inherit;font-size:16px;color:var(--ink);
  background:var(--card);border:1px solid var(--line);border-radius:12px;
  padding:13px 14px;width:100%;
}
input:focus,select:focus,textarea:focus{outline:2px solid var(--steel);outline-offset:1px;border-color:var(--steel)}
textarea{min-height:110px;resize:vertical}
.consent{grid-column:1/-1;display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--ink-soft)}
.consent input{width:18px;height:18px;margin-top:2px;accent-color:var(--slate)}
.form-actions{grid-column:1/-1;display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.form-fine{font-size:13px;color:var(--ink-soft)}
.hidden{position:absolute;left:-9999px;opacity:0}

/* ---------- footer ---------- */
footer.site{background:#1C2833;color:#B9C4CE;padding:56px 0 40px;font-size:14px}
footer.site .brand{color:#FBF7F1;font-size:24px}
.footer-grid{display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap;margin-bottom:34px}
.footer-cols{display:flex;gap:56px;flex-wrap:wrap}
.footer-col h4{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:#8D9BA8;margin-bottom:14px;font-weight:600}
.footer-col{display:flex;flex-direction:column;gap:10px}
.footer-col a{color:#DCE4EB;text-decoration:none;font-size:14.5px}
.footer-col a:hover{text-decoration:underline}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:26px;display:flex;flex-direction:column;gap:12px;font-size:12.5px;line-height:1.6;color:#8D9BA8}
.legal a{color:#B9C4CE}

:focus-visible{outline:2px solid var(--steel);outline-offset:2px}

/* ---------- financial health check tool ---------- */
.fhc-layout{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(340px,.95fr);gap:24px;align-items:start;margin-top:44px}
.fhc-sticky{position:sticky;top:90px}
.section-title{
  margin:30px 0 16px;padding-top:22px;border-top:1px solid var(--line);
  font-size:16px;font-weight:700;display:flex;justify-content:space-between;gap:16px;align-items:center;
}
.section-title:first-of-type{border-top:0;padding-top:0;margin-top:0}
.section-no{
  display:inline-grid;place-items:center;min-width:26px;height:26px;border-radius:50%;
  background:var(--mist);color:var(--steel);font-size:12.5px;font-weight:800;margin-right:6px;
}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:4px}
.hint{font-size:12px;color:var(--ink-soft);margin-top:5px}
.tiny{font-size:12px;color:var(--ink-soft)}
.sub{color:var(--ink-soft);margin:0 0 22px;font-size:15px}
.btn-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.btn-row .btn{flex:1;min-width:220px;justify-content:center}

#resultPanel{display:none}
.life-card{background:linear-gradient(135deg,var(--slate),var(--slate-dark));color:#fff;border-radius:16px;padding:24px;position:relative;overflow:hidden}
.life-card:after{content:"";position:absolute;width:190px;height:190px;border-radius:50%;background:rgba(255,255,255,.08);right:-65px;bottom:-80px}
.life-label{font-weight:700;font-size:13px;opacity:.85}
.life-stage{font-family:'Marcellus',serif;font-size:30px;line-height:1.15;margin:6px 0 12px}
.guideline-count{font-size:14.5px;font-weight:500}
.guideline-count span{font-weight:800}

.score-row{display:grid;grid-template-columns:126px 1fr;gap:20px;align-items:center;margin:24px 0}
.score-ring{width:120px;height:120px;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--slate) var(--pct),var(--mist) 0);position:relative}
.score-ring:before{content:"";position:absolute;width:90px;height:90px;border-radius:50%;background:var(--card)}
.score-number{position:relative;text-align:center;font-weight:800;font-size:26px;line-height:1;font-family:'Marcellus',serif}
.score-number span{display:block;font-size:10.5px;color:var(--ink-soft);margin-top:6px;font-family:'Figtree',sans-serif;font-weight:500}
#resultPanel .score-copy h3{font-size:21px;font-weight:400}
.score-copy p{margin:5px 0 0;color:var(--ink-soft);font-size:14.5px}

.tabs{display:flex;gap:8px;overflow-x:auto;padding-bottom:4px;margin:14px 0 18px}
.tab{white-space:nowrap;border:1px solid var(--line);background:var(--card);color:var(--slate);border-radius:999px;padding:9px 14px;font-weight:600;font-size:13px;cursor:pointer}
.tab.active{background:var(--slate);color:#fff;border-color:var(--slate)}

.result-card{border:1px solid var(--line);border-radius:16px;padding:20px;margin-top:14px;background:var(--card)}
.result-top{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.result-top h3{font-family:'Figtree',sans-serif;font-weight:700;font-size:14px;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.03em}
.status-tag{padding:6px 10px;border-radius:999px;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;white-space:nowrap}
.status-tag.good{background:var(--good-soft);color:var(--good)}
.status-tag.warn{background:var(--warn-soft);color:var(--warn)}
.status-tag.bad{background:var(--bad-soft);color:var(--bad)}
.bigmetric{font-family:'Marcellus',serif;font-size:25px;margin:7px 0 4px;color:var(--ink)}
.benchmark{color:var(--ink-soft);font-size:13px}
.scale{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:20px 0 9px;align-items:end}
.bucket{min-height:56px;border-radius:8px 8px 4px 4px;background:var(--mist);position:relative;display:flex;align-items:flex-end;justify-content:center;padding:8px 3px;color:var(--steel);font-size:11px;font-weight:700;text-align:center}
.bucket:nth-child(2){min-height:74px}
.bucket:nth-child(3){min-height:92px}
.bucket:nth-child(4){min-height:108px}
.bucket.you{background:var(--good-soft);color:var(--good);box-shadow:inset 0 0 0 2px rgba(21,128,61,.2)}
.you-marker{position:absolute;top:-19px;font-size:10px;color:var(--ink);font-weight:800}
.insight{background:var(--mist);border-radius:12px;padding:13px 14px;margin-top:12px;font-size:13.5px;color:var(--ink)}
.insight strong{color:var(--ink)}

.leadbox{background:var(--hero);border:2px solid var(--slate);border-radius:16px;padding:26px 24px;margin-top:24px;box-shadow:0 16px 32px -20px rgba(34,48,60,.4)}
#resultPanel .leadbox h3{font-size:20px;font-weight:400}
.checks{display:grid;gap:12px;margin-top:14px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--ink-soft)}
.check input{width:18px;height:18px;margin-top:1px;flex:0 0 auto;accent-color:var(--slate)}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.status{display:none;margin-top:12px;padding:12px;border-radius:12px;font-size:13px}
.status.ok{display:block;background:var(--good-soft);color:#166534}
.status.err{display:block;background:var(--bad-soft);color:#991b1b}
.privacy{font-size:11.5px;color:var(--ink-soft);margin-top:14px;line-height:1.5}

.star-picker{display:flex;gap:8px;font-size:34px;margin:6px 0 4px}
.star-picker .star{background:none;border:none;cursor:pointer;color:var(--line);padding:0;line-height:1;transition:color .12s,transform .12s}
.star-picker .star.filled{color:var(--steel)}
.star-picker .star:hover{transform:scale(1.12)}
.rating-label{font-size:13px;color:var(--ink-soft);margin-bottom:18px}

.offer-stack{list-style:none;display:flex;flex-direction:column;gap:9px;margin:6px 0}
.offer-stack li{font-size:14px;color:var(--ink);padding-left:26px;position:relative;line-height:1.4}
.offer-stack li::before{content:"\2713";position:absolute;left:0;top:0;color:var(--good);font-weight:800}

.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0}
.stat-block{background:var(--mist);border-radius:14px;padding:16px 14px;text-align:center}
.stat-block .stat-label{font-size:11.5px;color:var(--ink-soft);font-weight:600;text-transform:uppercase;letter-spacing:.04em;margin-bottom:6px}
.stat-block .stat-value{font-family:'Marcellus',serif;font-size:22px;color:var(--ink);line-height:1.2}
.stat-block.highlight{background:var(--slate)}
.stat-block.highlight .stat-label{color:rgba(255,255,255,.75)}
.stat-block.highlight .stat-value{color:#fff}
.stat-block.good{background:var(--good-soft)}
.stat-block.good .stat-value{color:var(--good)}
.stat-block.bad{background:var(--bad-soft)}
.stat-block.bad .stat-value{color:var(--bad)}

.scenario-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:18px 0}
.scenario-card{border:1px solid var(--line);border-radius:12px;padding:14px 12px;text-align:center;background:var(--card)}
.scenario-card.mid{border-color:var(--steel);border-width:2px}
.scenario-card .sc-label{font-size:11px;color:var(--ink-soft);font-weight:700;text-transform:uppercase;letter-spacing:.03em;margin-bottom:4px}
.scenario-card .sc-rate{font-size:12px;color:var(--steel);font-weight:600;margin-bottom:8px}
.scenario-card .sc-value{font-family:'Marcellus',serif;font-size:19px;color:var(--ink)}

/* ---------- responsive ---------- */
@media (max-width:900px){
  section{padding:56px 0}
  .hero-grid,.about-grid,.book-grid,.detail-grid{grid-template-columns:1fr}
  .hero-copy{padding-bottom:8px}
  .hero h1{font-size:clamp(38px,12vw,92px)}
  .hero h1 .word{gap:12px}
  .hero-photo{margin-top:28px}
  .pillar-hero-bg{
    position:relative;top:auto;right:auto;
    width:100%;height:190px;
  }
  .pillar-hero-bg img{
    opacity:.65;
    -webkit-mask-image:linear-gradient(to bottom, rgba(0,0,0,1) 35%, rgba(0,0,0,0) 100%);
    mask-image:linear-gradient(to bottom, rgba(0,0,0,1) 35%, rgba(0,0,0,0) 100%);
  }
  .cards,.steps,.quotes,.perks,.reg-grid{grid-template-columns:1fr}
  .stat-row,.scenario-row{grid-template-columns:1fr}
  .about-photo{max-width:300px}
  form{grid-template-columns:1fr}
  .side-panel{position:static}
  .fhc-layout{grid-template-columns:1fr}
  .fhc-sticky{position:static}
  .fields,.contact-grid{grid-template-columns:1fr}
  .score-row{grid-template-columns:1fr;text-align:center}
  .score-ring{margin:0 auto}
  .footer-grid{flex-direction:column;gap:28px}
  .footer-cols{flex-direction:column;gap:26px}
  .hamburger{display:block}
  .nav-links{
    position:fixed;inset:66px 0 auto 0;background:var(--paper);
    flex-direction:column;align-items:stretch;padding:16px;gap:2px;
    border-bottom:1px solid var(--line);display:none;max-height:calc(100vh - 66px);overflow-y:auto;
  }
  #menu-toggle:checked ~ .nav-links{display:flex}
  .nav-links .cta-slot{margin-left:0;margin-top:10px}
  .nav-links .cta-slot .btn{width:100%;justify-content:center}
  .has-sub .submenu{
    display:flex !important;position:static;box-shadow:none;border:none;
    padding:2px 0 6px 14px;background:transparent;min-width:0;
  }
  .caret{display:none}
}

@media (max-width:480px){
  .wrap{padding:0 20px}
  section{padding:48px 0}
  h2{font-size:clamp(26px,7vw,34px)}
  .card,.reg-box,.req-box{padding:26px 22px}
  .hero-ctas,.guide-cta{flex-direction:column;align-items:stretch}
  .hero-ctas .btn,.guide-cta .btn{justify-content:center}
}