Corporate Insurance
Employee benefits and business protection for Singapore SMEs
Good benefits help you hire and keep good people. Good business protection means the company can survive losing one of them. I put together both, sized to your headcount and budget, not a one-size template.
What's available
Employee benefits and business protection
Group hospital & surgical
Reimburses hospital expenses from sickness, accidents or injuries, and can include cover of up to $500,000 for accidental death and injuries. Usually the core of any employee benefits package.
Group outpatient GP & specialist
Cashless visits at panel GP clinics, plus reimbursement for outpatient specialist care. One of the benefits employees notice and use most often, which makes it a strong hiring and retention lever.
Group dental
Cashless or reimbursed cover for eligible dental work: X-rays, surgical extractions, root canal treatment and more. Often bundled affordably alongside medical benefits.
Key person insurance
Covers the business if a key employee or owner becomes disabled, critically ill, or passes away. It's protection for the company's own financial continuity, not for the individual's family, and it's often the piece founders forget to arrange until someone asks the question.
Common questions
Corporate cover, answered plainly
How many employees do I need before I can get group insurance?
Group plans in Singapore are generally available from just a handful of employees, so most SMEs qualify well before they expect to. The right structure depends on your headcount and budget, which is worth a short conversation rather than guessing.
Is key person insurance only for large companies?
No, if anything it matters more for small companies. If your business depends heavily on one or two people, the founder, a technical lead, a top salesperson, key person insurance covers the financial impact on the business if that person can't continue.
Can employee benefits help with hiring, not just protection?
Yes. In a tight hiring market, benefits like outpatient GP cover and dental are often what candidates compare between offers. It's protection for your team and a hiring tool at the same time.
Next step
Tell me a bit about your team
Headcount, current benefits if any, and what's prompting the review. I'll take it from there.
Book a free consultation →